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Wednesday, May 20 • 1:00pm - 2:30pm
C1b Generational and Gender Differences in Objective Retirement Income Adequacy

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The purpose of this research is to assess factors associated with objective retirement income adequacy (RIA) from the perspectives of genders and two generations. The study compares Baby Boomers and Generation X, as well as males versus females across three time periods - 1989, 2001, and 2016 - utilizing the Survey of Consumer Finances. Identifying the factors that may affect the objective RIA of these two generations is important as each has faced a different retirement planning environment. Analyzing gender differences is important because often women are found to be less prepared, less risk tolerant, and lower compensated than men. Potential influential factors include the projected availability and amount of Social Security benefits, type and accessibility of employer-based retirement plans, economic conditions, labor market participation pattern, gender and racial equity, educational attainment, marital status, investment risk tolerance, and debt constraint.  

Author(s): Dalisha Herring, Deanna Sharpe, and Joan Hermsen

avatar for Dalisha Herring, PhD, CFP

Dalisha Herring, PhD, CFP

Dalisha D. Herring, Ph.D., CFP®, earned her doctorate at the University of Missouri in the Department of Personal Financial Planning’s CFP Board-Registered doctoral program. She earned her Master of Business Administration degree from Florida State University and Bachelor of Science... Read More →

Wednesday May 20, 2020 1:00pm - 2:30pm CDT
Room 1