All sessions will take place in Central Daylight Time!
POSTER PRESENTATIONS:
Poster presentations are available to view from May 18 through May 23 via ACCI’s (unlisted) YouTube Channel Poster Playlist sent out with the Zoom meeting room links to all attendees.
Poster are listed in this schedule on the last day at 6 PM so they appear at the end. Please scroll to the end to find the poster numbers, titles, descriptions, and presenters.
Be sure to live Tweet during the event! #accivirtual2020 and visit our Facebook page for photos @americancouncilonconsumerinterests.
This study examined various factors associated with the level of financial anxiety using the 2018 National Financial Capability Study (NFCS) dataset. Especially, we focused on the association between uses of alternative financial services (AFS) and financial anxiety. Five different types of AFS options such as auto title, payday loans, refund anticipation check, pawnshops, and rent-to-own stores were examined separately and combined. Further, we investigated the moderating role of financial literacy on the relation between different types of AFS use and financial anxiety. The interaction terms in the regression models revealed differential effect of financial literacy on financial anxiety based on the type of AFS. The results provide important insights to financial educators and policymakers interested in resolving financial anxiety of the US households.
